Emas dan Perak bukan pelaburan!!!

salam.....

entry kali nie kira berani mati...heheh...coz sebelum nie aku pernah masuk satu forum yang berkaitan dgn emas dan perak nie...perghh...cam kambing masuk kandang harimau semua terkam aku...hehehe...walau apa pun aku bukan nak memburukkan benda Allah nie...just want to share ngan you all pendapat aku tentang emas dan perak.


sebelum tuu aku nak tegaskan aku sendiri kumpul benda Allah nie terutamanya perak...ehmm cuma bagi pendapat aku emas dan perak tidak sesuai terletakkan sebagai pelaburan emas yang sebagaimana dikatakan, tapi aku lebih selesa menbrandkan emas dan perak sebagai islamic fixed deposit (F.D) yang diberikan nilai semula jadi oleh Allah S.W.T atas permintaan naluri manusia itu sendiri.....

mungkin ramai yang tertarik dgn kenaikan harga emas dan pontesi yang ada pada perak sekarang nie....tapi ramai yang terlepas pandang bahawa harga emas dan perak tidak pernah naik atau turun sejak azali lagi......just something wrong with fiat money...ehmmm nilai duit tu sebenarnya yang jatuh bukan harga emas dan perak naik @ turun....ehm maybe that is the method to tackle it price...ehmmm menarik siapa tahukan.....hhehehehe

istilah islamic F.D tuu tidak bermakna you all simpan je emas & perak tu, boleh dilaburkan seperti biasa, it just part of the thinking to teach investor and it work for me....my goal is not just be a gold or silver investor.....the true is for this moment sophisticated investor is who i want to be.....

sebab kenapa aku train kepala otak aku to think that way, adalah "investment is not about product and procedure but investment is a plan"...lagi pun aper yang aku tahu berdasarkan sumber yang boleh dipercayai sudah lebih 2bil duit telah ditipu dgn pelaburan emas & perak.....ehmmm tapi bagi pendapat aku susah untuk buat penipuan dalam pelaburan emas nie kecuali jika pelabur itu melabur dalam emas tanpa memegang emas fizikal....

ehmmm...klu nak citer psl emas & perak nie satu hari pn x abis tulis......nanti kalu ader peluang aku tulis ag...adios..................


*****kenangan masa join gold & silver seminar.......

ASB antara dividen dan HARUS

Salam

FOA kalau you all follow blog ini akau pernah keluarkan satu entry mengenai ASB[sini], dan sekali lagi aku nak ingatkan bukan niat aku untuk memburukkan mana-mana pihak, but the true is must face after review an article title “Finding and alternative” from personal finance magazine, both the article and writer have challenge my perception on ASB investment.

Ini sedikit petikan dari majalah tersebut, aku kira petikan ini dapat membantu you all untuk membuat penilaian sendiri……

***to understand the recommendation we must first understand the ruling on what is “permissible” (HARUS) “can choose to do or not to do”.

***therefore, investor may choose to invest in ASB as for the recommendation that “Muslim should not feel doubtful” on their investment.

***it must not be misunderstood to mean that Muslim should ignore investment that are clearly Islamic.

***Muslim must choose the better alternative, and this urging is given by the following hadith;

“That which is lawful (halal) is plain and that which is lawful (haram) is plain and between the two of them are doubtful matter about which not many people knows. Thus, he who avoids doubtful matters clears himself in regard to his religion and honour”.

***as such when 28.15 %( MAYBANK) of your money is being invested in RIBA practices.

~note from personal finance, article from Mahadzir Ahmad an Islamic financial planner (IFP) and an Islamic finance senior consultant~

Wasalam…..

2 minggu yang penuh aktiviti

huuhh...lama jgk tak update blog nie...oklah mals nak panjang2 kali nie aku cuma nak share aper yg aku buat dalm masa dua minggu ni...jom kita tgk....

1) gold and silver talk.....hurmm seminar dari pagi sampai petang rupanya bagi ag yg kena upgrade dalam world currency nie...inshaAllah













2)finding tax free...hahaha jom ker tak bai....pada mulanya seram sejuk gak nak jejakkan kaki ke tak bai ni...maklumlah selatan thai nie byk kes, tapi sekarang nie alhamdulilah...aman doh...












3)seafood festival...dah penat jalan2 jom kita makan....hahaha












3)mind power marketing....talk pasal marketing & business plk daripada DR. Azimuth....hahah

















5) habis je seminar terus ker karnival "walk with me" lepak sambil tgk kereta pelik2...hahaha



oklah...nampaknya malas dah nak upload gambar lagi....hehehe....aper2 pn hujung minggu nie aku ader big test just wish me luck...ok....salam...

Adakah unit amanah (unit trust) suatu pelaburan???

Unit amanah(UA) @ unit trust merupakan suatu pelaburan yg diuruskan oleh pengurus pelaburan yg mahir dgn mengumpul sejumlah duit dari pelabur2 yang menpunyai objektif yang sama. Tapi the problem is adakah unit amanah ni merupakan satu pelaburan????

Dalam entri sebelum ni aku sudah mengaku yang aku nie part time unit trust consultant, dan bukan niat aku nak iklankan benda nie tapi for me investment is very important in this information age you need to invest, the problem is right now most of everyone do invest but they just be an investment victim, that why people is hard to believe the power of investing.

So for you information terdapat lebih kurang 40 buat company yang menguruskan saham2 unit amanah ni di Malaysia for more information ke Tanya dgn brother google…..heheheh, antara yg famous adalah seperti;

ASB

Public mutual

Maybank

CIMB

Tabung Haji

KWSP

Bank Rakyat

Dan banyak lagi

Unit amanah secara kesuluhannya merupakan satu pelaburan, TAPI……hehehehe, suka aku katakan yg unit amanah ni bukan pelaburan, aku ni bukan nak tunjuk pandai malah aku sendiri pn tidak mampu nak seimbangkan akaun dalam buku ledger…..jadi berdasarkan dari experience member aku yang merupakan UTC mcm aku juga, ada hamba ALLAH yang fight balik dgn ilmu kewangan yang dia ada dan akhirnya unit amanah nie TIDAK BAGUS……ehmmmmmm

Jadi ni jawapan aku mengenai satament aku tadi, UA bukan pelaburan tapi UA adalah pelabuaran…ish5…cam ner plk tuuu…..bagi aku UA ni bukan pelaburan coz UA merupak satu PELUANG….ehmmm…malas nak explain panjang2 takut langgar etika plk….heheh…aper2 pn kalau you all nak th lebih lanjut kena private talk….inshaAllah aku akan cuba explain……

The Beginning!!!!...Part 2

seperti yg dijanjikan dari enrty sebelum nie[sini]...sebelum tu saya aku nak tegaskan bhw "the begining" adalah contribute dari entri "the paper king"...

oklah xnak ler intro panjang2...jom baca assingment aku nie yg telah selamat dihantar tgh hari tadi..alhamdulilllah dpt juga aku siapkan on time....hehehheh....

let's resume the report!!!!!!

From the above history, by just simply read we not that the king is not so kind, so actually what did the king do that make him invisible but still course a lot of problem, so here is the picture of this great king and also the trouble maker.

Now we know that money is the paper king, and is not invisible it already make a relationship with all of us, and also our best friend that stay in everyone pocket

For this report let just focus on blue line only that show the Dow Jones Industrial Average (DJIA). The DJIA was founded by Charles Dow on May 26, 1896, and represented the dollar average of 12 stocks from leading American industries and it also represent the world total loss. Actually what kind of ideology that the money applies to the world, at 1913 world started the reverse system?

At the first stage we the ideology of money being apply in world economic in 1910, after 10 year later the world start to achieve a great perform in economic sector. Unfortunately the ideology itself cause the 1930 great depression, between 1930 to 1940 there are very interesting even happen that also totally change the world economic but we just do not have a change to put in this report.

Lets skip all the interesting even that happen in 1930 to 1970, like we mention early in 1971 the world are totally accepted the ideology of money by changing the world economic standard from gold standard to money standard which mean in order to save the world from economic crisis the government have to print more money.

No doubt that the reverse system manage to solve many economic problem, but the effect of the system is even worst after the crisis. By printing more money the world not just experience the higher inflation rate because of the money lost in value but also the deflation that more dangerous that inflation that we all already know.

Lastly, we wish to discuss more about this ideology, but for now let just take it lightly. According to the chart we also noticed that the 30 year period of time from 1971 to 2000 the world total loss have cover the total loss from 1910 t0 1970. Unfortunately it was getting even worse because base from our finding in great depression in 2008, the world total loss in hundred years is being already covered, in just 4 year period of time.

the end!!!!!

so...bila dah copy paste malas plk nak nak baik kata2 penutup..heheeh.../korang semua komen je laherk...peace....:))